(905) 441 0770 allen@allenehlert.com

Mortgage Renewal

 Time to renew?

Let’s get you a better rate!

Mortgage Pre-Approval

 Before you look, get pre-qualified

Before you offer, get pre-approved

Access & Consolidations

Access equity, consolidate debt

get financial freedom

Investment & Commercial

 Diversify your portfolio,

generate income and returns

6 Month Fixed Term from

3.49%

NOTE: Like stock prices, mortgage rates are subject to constant fluctuation. Different lenders offer different rates to different clients. Contact me to negotiate your best rate with the lender who is right for you.

Term                              Rates

1 Year Fixed                                                4.19%

2 Year Fixed                                                4.29%

3 Year Fixed                                                3.65%

4 Year Fixed                                                4.09%

5 Year Fixed                                                3.94%

5 Year Variable                                           3.54%

HELOC Open                                              4.35%

The Divorce Financing Ladder

The Divorce Financing Ladder: Divorce financing isn’t a single solution. I consider it to be a ladder. You start with the simplest and least expensive options first, and if those don’t work, we move down the ladder to look for a solution that works for you.

Bond Yield Premiums

Bond Yield Premiums

Learn about how a bond yield (or the interest rate of a mortgage based on that bond) is composed of several premiums that compensate investors or lenders for various risks and factors associated with holding the bond (or mortgage).

Divorce Alternative Calculator User Guide

Divorce Alternative Calculator User Guide: This guide explains how to use the Divorce Alternative Calculator, what each section means, and how to interpret the results so you can evaluate whether an alternative mortgage solution might allow you to keep the home.

Divorce Refinance Calculator User Guide

Divorce Refinance Calculator User Guide: This guide walks you through how to use the Divorce Refinance Calculator step-by-step, what each section means, and how to interpret the results so you can make informed decisions about keeping the home.

Canadian Banks Are Strong

CET1 Ratio Says Canadian Banks Are Strong

Learn how the Common Equity Tier 1 (CET1) ratio is a crucial metric used to assess the financial strength and stability of a bank.

Debunking Renting Is Good

Debunking “Renting is Good”

Learn why articles saying renting is better than homeownership are just click bait for people struggling with affordable housing.

GrossingUpIncome

Mortgages: Grossing Up Income

When applying for a mortgage, to put the applicant in the best light with a lender to get the best rate possible, the question arises, "Can you gross up T4 and dividend income from a corporation?" In Canada, when completing a mortgage application for a client who owns...
Joint Tenancy

Get Down Payment Help Through Ourboro

Unlock your homeownership dreams in Canada with Ourboro’s tailored down payment assistance and resources. Start your journey today.

Canadian Real Estate Wealth

Real Estate Makes Canadians Wealthy

Unlock the secret to wealth in Canada; learn how your household net worth is bolstered by smart real estate investments.

Wealth Gap

Canadian Wealth Gap Widens

Explore the expanding wealth gap in Canada and its impact on economic disparity, home ownership and social equality. Understand today’s financial divide.

About Me

My passion is empowering you to secure a future filled with stability and happiness in your own home. I specialize in creating personalized strategies tailored to your unique needs. My approach is centered around honesty, transparency, and a steadfast commitment to your best interests. Whether it’s finding the most advantageous rates or navigating the intricacies of the mortgage process, my aim is to guide you with ease and confidence. Let’s work together to transform your dreams into a vibrant reality, laying a secure and joyful foundation for your life ahead.

Testimonials

“Working with Allen Ehlert was a fantastic experience; he expertly navigated the mortgage landscape to secure the best rate for us. His dedication and knowledge truly made the difference in our home-buying journey!”

“Finding Allen Ehlert was a breath of fresh air in our mortgage search; he genuinely looked out for our interests, thoroughly explaining all the risks involved, something we hadn’t experienced with anyone else. His honesty and commitment to our well-being made the entire process feel secure and well-guided.”

“I’m absolutely thrilled with the incredible strategy Allen devised for my complex mortgage situation, which was nothing short of a lifesaver! Thanks to his ingenious approach and deep understanding of the industry, I was able to keep my beloved home against all odds.”

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