Discover the characteristics of a revolving loan, their relevance to mortgages, and how revolving loans are a key strategy in your financial success.

Don’t Leave the Lawyer to the Last Minute: Your lawyer protects your legal interests, handles the transfer of ownership, deals with title, coordinates funds, pays out old mortgages, registers new ones, and helps make sure your sale and purchase actually close properly.

As a professional mortgage underwriter in Canada, I often emphasize the importance of the Loan to Value (LTV) ratio in the mortgage qualification process. The LTV ratio is a critical factor in determining the terms of the mortgage for which a borrower qualifies,...

When considering the purchase of a condominium in Canada, it is essential for potential buyers to understand condominium fees. These fees are a significant component of condo ownership, affecting both budgeting and financing. Here, we will explore the nature of these...

Discover the implications of resident alien status for Canadians especially when seeking mortgages in the United States.

“Wait… We’re Paying Land Transfer Tax Again?” A lot of homeowners think adding a HELOC is just paperwork. You sign a few documents, the lawyer registers a new charge, and away you go. Easy peasy, right? Well… sometimes. But every now and then, a refinance or HELOC...

Discuss the benefits and weakness or getting a mortgage pre-approval. Discover the steps of the pre-approval process and learn if a pre-approval is right for you.

Discover when and why you may need mortgage default insurance and why mortgage default insurance matters.

Discover what a mortgage floatdown is and how it can improve your financial position.

Understand mortgage penalties in Canada before breaking your mortgage term. Learn about IRD, fixed vs variable rate penalties, and ways to minimize costly fees